Tip Calculator
Calculate tips and split bills. Multiple tip percentages, round up option. Free restaurant tip calculator
A 20% tip on a $47 bill is easy mental math; splitting a $187.43 check among 5 people with one of them only ordering dessert is not. This calculator handles the standard "tip on total" cases plus uneven splits, separates tip from tax (the rule of thumb in the US is "tip on pre-tax amount"), and shows what tip percentages are normal in different countries — because the assumption that "tip 20%" is universal causes tourists to either offend service workers (no tip in the US) or overpay massively (20% tip in Japan, where tipping is sometimes refused).
Tip-on-pre-tax vs tip-on-total
In the US, tax (state + local sales tax, typically 6-10%) is added to the bill. Tipping etiquette says you tip on the pre-tax amount — the food you ordered. In practice, most people tip on the post-tax total because it is easier to calculate. The difference for a $100 pre-tax bill at 8% tax tipped at 20%: $20 (pre-tax) vs $21.60 (post-tax). Server gets $1.60 more; you pay $1.60 more.
For services with mandatory gratuity or "service charge" (large parties, room service, banquet events): do not tip extra unless service was exceptional. The charge typically goes to the establishment, not directly to the server — but the implication is "tip has been included".
Working example: splitting an uneven check
Input
Bill subtotal: $187.43 Tax (8%): $15.00 Total: $202.43 5 people; one only had a $14 dessert (pre-tax) Tip: 20% on pre-tax Goal: each person pays their share + proportional tip + tax
Output
Dessert person: Food: $14.00 + tax $1.12 + tip $2.80 (20% of $14) = $17.92 Remaining bill: $187.43 - $14 = $173.43 split 4 ways = $43.36 each Food: $43.36 + tax $3.47 + tip $8.67 (20% of $43.36) = $55.50 each Total collected: $17.92 + (4 × $55.50) = $239.92 Bill + 20% tip on pre-tax + tax: $187.43 + $37.49 + $15.00 = $239.92 ✓
The uneven-split trick: identify the standout order, compute their share precisely, split the remainder evenly. Apps that "just divide by 5" are unfair to the dessert person. Apps that itemize every line are tedious for typical group dinners.
Tipping conventions by country (approximate, 2026)
- United States — 18-22% standard at sit-down restaurants. Counter service: 10-15% expected, sometimes 0%. Bartender: $1-2/drink or 15-20% on tab. Taxi: 15-20%.
- Canada — 15-18% standard, similar conventions to US.
- United Kingdom — 10-12.5% at restaurants. Many places automatically add "service charge"; check before tipping extra. Pubs: not tipped.
- France — service compris (service included by law). Tipping is optional; rounding up or a few euros for good service is appreciated, not expected.
- Italy — coperto (cover charge) typically included. Optional small tip (1-5%) for sit-down.
- Germany / Austria — round up to next whole euro, or 5-10% for good service. Hand the tip directly when paying; do not leave on the table.
- Japan — tipping can be considered rude. Don't. Same for South Korea, China (Mainland).
- Poland — 10-15% standard at sit-down. "Service charge" 10% sometimes added; check.
- Australia / New Zealand — not strictly expected; 10% for good service appreciated.
- Middle East — varies widely; 10-15% standard in tourist areas.
This is a snapshot — conventions change. The most useful rule: tip what locals tip. When in doubt, ask a local before the meal or check recent travel forum posts for the specific city.
When to reach for this tool
- You are splitting a check with friends and one person ordered way more (or way less) and you want a fair split, not a guilt-inducing one.
- You are travelling and want to know whether 18% is generous, normal, or insulting in this country.
- You are budgeting a work dinner and want to know "what will the actual cost including tip" before the meal.
- You are running a small event with a banquet contract and want to verify the service-charge math is correct.
What this tool will not do
- It will not tell you the "right" tip. The amount is your decision. The tool computes 15%, 18%, 20%, 22% — pick based on service, local convention, and your discretion.
- It will not handle payment. After computing each person's share, payment happens out of band — Venmo, cash, separate cards. Most restaurants will split bills across cards if asked at order time, less reliably at end of meal.
- It will not enforce fairness. If the "dessert person" actually had three drinks they forgot about, the split is wrong. Itemize if it matters; trust if it does not.
Frequently asked questions
Why is tipping different in the US?
Servers in most US states are paid below minimum wage ($2.13/hr federal "tipped minimum"; varies by state). Tips are expected to bring earnings up to or above standard minimum wage. In countries where servers are paid full minimum wage (most of Europe, all of East Asia), tipping is a small bonus rather than a substantial part of income.
Should I tip on the tax or before tax?
Etiquette: pre-tax. Practice: most people post-tax because it is easier. The difference is small enough that no server is going to be upset either way; tip on whatever makes the math fast.
What is a "service charge" vs a tip?
Service charge is a mandatory addition to the bill, set by the establishment, goes to the establishment (which may or may not pass it to servers). Tip is a discretionary payment that goes directly to the server (sometimes pooled with kitchen). They serve the same economic function — extra money on top of menu price — but legal treatment and tipping etiquette differ.
Is 20% the new 18%?
In US sit-down restaurants, gradually yes. Tip jars and payment screens that suggest 18/20/22% have shifted the social baseline from "15% is fine, 18% is good, 20% is generous" to "18% is the minimum, 20% is normal, 22-25% is good". Counter-service expectations have also crept up.
Should I tip for delivery, takeout, and drive-through?
Delivery: yes, $3-5 or 10-15%, more for bad weather. Takeout: traditionally no, increasingly 10% expected. Drive-through: traditionally no; tip prompts on payment screens are a recent change with mixed reception.
How do I tip with a credit card?
Add the tip on the slip or screen, sign. The merchant settles the bill including tip. For uncertainty: tip in cash (server gets it immediately, no card processor fees taken out, often preferred). Some restaurants put credit card tips on the next payroll cycle; cash is same-day.
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Published · Updated · E-Utils editorial team